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Xpaid

Crypto-friendly neobank with EU IBANs, OTC and on/off-ramp

Overview

Xpaid, founded in 2022, is a crypto-friendly neobank and payment provider for high-risk businesses in Europe. It offers corporate EU IBAN accounts, OTC exchange in EUR and USDT from 0.2%, white-label on/off-ramp between EUR, USD, GBP and crypto, and crypto payments with invoicing. Target sectors are iGaming, crypto, nutra, dating, e-commerce and finance.

Processing

  • P2P processing
  • Crypto processing
Settlement period
T+1
Conversion rate
70%

Fees

Service fee
0.3%
Xpaid fee breakdown
ItemFee
OTCfrom 0.25%
Cryptoprocessingfrom 1%

Currencies

Fiat · 2

  • US Dollar (USD)
  • Euro (EUR)

Crypto · 4

  • Bitcoin (BTC)
  • Ethereum (ETH)
  • USD Coin (USDC)
  • Tether (USDT)

Supported countries (45)

  • Austria
  • Albania
  • Andorra
  • Belgium
  • Bulgaria
  • Bosnia and Herzegovina
  • Vatican
  • United Kingdom
  • Hungary
  • Germany
  • Greece
  • Denmark
  • Ireland
  • Iceland
  • Spain
  • Italy
  • Cyprus
  • Latvia
  • Lithuania
  • Liechtenstein
  • Luxembourg
  • Macedonia
  • Malta
  • Moldova
  • Monaco
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Romania
  • San Marino
  • Serbia
  • Slovakia
  • Slovenia
  • Turkey
  • Ukraine
  • Finland
  • France
  • Croatia
  • Montenegro
  • Czechia
  • Switzerland
  • Sweden
  • Estonia
  • Kosovo

Industries served

  • Betting
  • Crypto
  • Dating
  • Ecommerce
  • Finance
  • iGaming
  • Nutra

Integration

API
Upon Request
Plugins / CMS modules
Not available
Integration time
up to 7 days
Demo
Upon Request

Company

Legal entity
XPAID Sp. z o.o.
Registered address
Kolejowa 45 / 119, 01-210 Warsaw, Poland
Founded
2022

Details reflect what Xpaid discloses publicly and through industry directories, last checked 2026-03-30. Terms change often - confirm fees and supported markets with the provider before signing.