
Xpaid
Crypto-friendly neobank with EU IBANs, OTC and on/off-ramp
Overview
Xpaid, founded in 2022, is a crypto-friendly neobank and payment provider for high-risk businesses in Europe. It offers corporate EU IBAN accounts, OTC exchange in EUR and USDT from 0.2%, white-label on/off-ramp between EUR, USD, GBP and crypto, and crypto payments with invoicing. Target sectors are iGaming, crypto, nutra, dating, e-commerce and finance.
Processing
- P2P processing
- Crypto processing
- Settlement period
- T+1
- Conversion rate
- 70%
Fees
- Service fee
- 0.3%
| Item | Fee |
|---|---|
| OTC | from 0.25% |
| Cryptoprocessing | from 1% |
Currencies
Fiat · 2
- US Dollar (USD)
- Euro (EUR)
Crypto · 4
- Bitcoin (BTC)
- Ethereum (ETH)
- USD Coin (USDC)
- Tether (USDT)
Supported countries (45)
- Austria
- Albania
- Andorra
- Belgium
- Bulgaria
- Bosnia and Herzegovina
- Vatican
- United Kingdom
- Hungary
- Germany
- Greece
- Denmark
- Ireland
- Iceland
- Spain
- Italy
- Cyprus
- Latvia
- Lithuania
- Liechtenstein
- Luxembourg
- Macedonia
- Malta
- Moldova
- Monaco
- Netherlands
- Norway
- Poland
- Portugal
- Romania
- San Marino
- Serbia
- Slovakia
- Slovenia
- Turkey
- Ukraine
- Finland
- France
- Croatia
- Montenegro
- Czechia
- Switzerland
- Sweden
- Estonia
- Kosovo
Industries served
- Betting
- Crypto
- Dating
- Ecommerce
- Finance
- iGaming
- Nutra
Integration
- API
- Upon Request
- Plugins / CMS modules
- Not available
- Integration time
- up to 7 days
- Demo
- Upon Request
Company
- Legal entity
- XPAID Sp. z o.o.
- Registered address
- Kolejowa 45 / 119, 01-210 Warsaw, Poland
- Founded
- 2022
Details reflect what Xpaid discloses publicly and through industry directories, last checked 2026-03-30. Terms change often - confirm fees and supported markets with the provider before signing.