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BitPay

Crypto processor since 2011 with tiered pay-in fees and T+2 settlement

Overview

BitPay has offered crypto payment processing since 2011, including for high-risk businesses. Pay-in fees are tiered by turnover: 2% + 0.25 USD up to 500,000 USD, 1.5% + 0.25 USD from 500,000 to 999,999 USD, and 1% + 0.25 USD from 1,000,000 USD. Settlement is T+2 and API integration is supported.

Processing

  • Crypto processing
Settlement period
T+2

Fees

Pay-in
1-2% + 0.25 USD
BitPay fee breakdown
ItemFee
PayInMTA* < 500 000 USD = 2% + 0.25 USD MTA* 500 000–999 999 USD = 1.5% + 0.25 USD MTA* ≥ 1 000 000 USD = 1% + 0.25 USD * = Monthly Transaction Amount

Currencies

Fiat · 6

  • US Dollar (USD)
  • Euro (EUR)
  • Canadian Dollar (CAD)
  • Mexican Peso (MXN)
  • New Zealand Dollar (NZD)
  • British Pound (GBP)

Crypto · 13

  • Bitcoin Cash (BCH)
  • Bitcoin (BTC)
  • Binance USD (BUSD)
  • Dai (DAI)
  • Dogecoin (DOGE)
  • Ethereum (ETH)
  • Litecoin (LTC)
  • Shiba Inu (SHIB)
  • USD Coin (USDC)
  • Pax Dollar (USDP)
  • Ripple (XRP)
  • Wrapped Bitcoin (WBTC)
  • ApeCoin (APE)

Supported countries (32)

  • Austria
  • Belgium
  • Bulgaria
  • United Kingdom
  • Hungary
  • Germany
  • Greece
  • Denmark
  • Ireland
  • Spain
  • Italy
  • Cyprus
  • Latvia
  • Lithuania
  • Liechtenstein
  • Luxembourg
  • Malta
  • Monaco
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Romania
  • Slovakia
  • Slovenia
  • Finland
  • France
  • Croatia
  • Czechia
  • Switzerland
  • Sweden
  • Estonia

Industries served

  • Ecommerce

Integration

API
Available
Plugins / CMS modules
Available
Demo
Available

Company

Legal entity
BitPay B.V.
Registered address
Keizersgracht 520H, 1017EK, Amsterdam, Netherlands
Founded
2011

Details reflect what BitPay discloses publicly and through industry directories, last checked 2026-03-31. Terms change often - confirm fees and supported markets with the provider before signing.